Klarna helps you elevate your shopping game. When you choose Klarna at checkout, you’ll get the option to buy now and pay later for your purchase.
Does Klarna impact my credit score?
When you use Klarna to split your purchase into 4 interest-free payments, Klarna runs a soft credit check. It won’t affect your score, it just helps them confirm that you pay your bills on time.
How do credit checks work?
There are two kinds of credit checks—hard and soft. Soft credit checks, the kind Klarna will run for Pay in 4, have no impact on your score because they are not reported to the credit bureaus.
Can I return an item that was purchased using Klarna?
Absolutely! Follow our return policy and your refund will In the event of any refunds, Klarna will send the funds to the same source you used to make your payment.
How it works:
At checkout select Klarna
Choose your payment plan
Different payment plans may be shown depending on the purchase amount and credit score.
Complete your checkout
The amount will be charged based on the payment plan you chose.
*Monthly financing through Klarna issued by WebBank, member FDIC. Other CA resident loans made or arranged pursuant to a California Financing Law license.
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